Tag: ml

All the articles with the tag "ml".

• Fraud Detection at Sub-200ms: The Latency Budget Nobody Talks About

  17 Oct, 2023

  Real-time fraud scoring that lives inside the payment authorization path has a tiny latency budget, and a slightly worse model that fits it beats a better one that does not.

• A Forecasting Ensemble That Actually Ships

  19 Sep, 2023

  A demand-forecasting ensemble (a classical statistical model, a sequence model, and gradient boosting) that took accuracy far enough to cut inventory hard, plus the boring data problems that mattered more than the model.

• Your Recommendation Engine Doesn't Need Deep Learning (Yet)

  21 Mar, 2023

  Collaborative filtering and plain co-occurrence carried a marketplace recommender to hundreds of millions of recs a day. The exact point where deep ranking earned its complexity, and why most teams reach for it a year early.

• Alternative Credit Scoring When the Bureau Has No File

  6 Dec, 2022

  Scoring hundreds of thousands of small merchants with no credit-bureau file, where the ensemble was easy and the fairness, reason codes, and feedback loops were the part that took a year.