Posts
All the articles I've posted.
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Your RAG Is Bad Because Your Chunking Is Bad
A year into production RAG, the retrieval problems teams keep blaming on the model are almost always chunking, metadata, and document structure. Concrete fixes, with the splitting code I actually run.
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Five Hundred Engineers, Four Countries, and Conway's Law
Across four countries and a few hundred engineers, the system came to look exactly like the org chart. After years of fighting that, I started using it on purpose.
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BNPL From Scratch: Underwriting, Disbursement, Collections
Building a buy-now-pay-later product end to end and selling it to banks. The credit model is the easy part. Disbursement, reconciliation, and collections are where it lives or dies.
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Fraud Detection at Sub-200ms: The Latency Budget Nobody Talks About
Real-time fraud scoring that lives inside the payment authorization path has a tiny latency budget, and a slightly worse model that fits it beats a better one that does not.